For many Nigerians, buying land or property is one of the biggest financial decisions they will ever make.
Whether it is your first plot of land, a commercial investment, or the home of your dreams, every property purchase should be guided by careful research and informed decision-making.
Sadly, thousands of people lose millions of naira every year to fraudulent land transactions, disputed ownership, fake documents, and avoidable mistakes.
According to Sesan Ojo, Chief Executive Officer of TOP Global Limited, many of these losses can be prevented through proper due diligence and by working with reputable real estate professionals.
“Real estate is not just about acquiring land or buildings; it is about securing your future. Every investment should be backed by proper verification, transparency, and expert guidance. An informed buyer is always a protected investor,” Sesan Ojo said.
Drawing from years of experience in Nigeria’s real estate sector, the TOP Global Limited CEO outlines 10 essential checks every prospective property buyer must make before signing any deal.
- Verify the True Owner
Before making any payment, confirm that the individual or organisation selling the property is the legitimate owner.
Request valid ownership documents and verify them through the appropriate government agencies.
- Confirm the Title Documents
Ensure the property has genuine and verifiable title documents such as a Certificate of Occupancy (C of O), Governor’s Consent, Registered Deed of Assignment, or Gazette. These documents establish legal ownership and protect your investment.
- Check the Survey Plan
A registered survey plan identifies the property’s exact location and boundaries. It also reveals whether the land falls under government acquisition or any restricted zone.
- Conduct a Physical Inspection
Never rely solely on photographs, videos, or online advertisements. Visit the property to assess its accessibility, surrounding environment, level of development, and actual condition.
- Evaluate the Location
Location remains one of the strongest determinants of property value. Consider factors such as road networks, security, schools, hospitals, commercial activities, electricity, and ongoing infrastructure development before making your decision.
- Verify Government Acquisition Status
Some parcels of land have been earmarked for government projects and cannot legally be sold. Proper verification can save buyers from future legal complications and financial losses.
- Investigate the Property’s History
Find out whether the property has been involved in ownership disputes, litigation, family conflicts, or other encumbrances.
Understanding its history helps you avoid hidden risks.
- Calculate the Full Cost of Ownership
The purchase price is only part of the investment.
Buyers should also budget for survey fees, legal documentation, registration costs, agency fees, development levies, and other associated expenses.
- Engage Qualified Professionals
A competent real estate company, lawyer, and licensed surveyor play vital roles in verifying documents, protecting your interests, and ensuring that every stage of the transaction complies with the law.
- Buy Only from a Trusted Real Estate Company
Perhaps the most important decision is choosing a reputable real estate company known for integrity, transparency, and professionalism. Buying from a credible firm significantly reduces your exposure to fraud and guarantees greater peace of mind.
Real Estate Is an Investment in Your Future
According to Sesan Ojo, successful real estate investment is never about luck—it is about making informed decisions backed by professional advice.
At TOP Global Limited, the focus is on helping individuals, families, and investors acquire genuine properties through transparent processes, expert guidance, and exceptional customer service.
As Sesan Ojo aptly puts it:
“Our mission goes beyond selling land. We are committed to helping our clients build lasting wealth through secure, transparent, and profvitable real estate investments. When people invest with confidence, they secure a better future for themselves and generations to come.”
Before making your next property purchase, take time to carry out these essential checks and partner with professionals who place your interests first.
TOP Global Limited — Building Trust, Creating Value, Securing the Future.
